Garima Bikas Bank Limited, a trusted name in Nepal’s development banking sector, has further strengthened its digital banking portfolio by integrating the 3D Secure e-commerce payment system in collaboration with Nepal Clearing House Limited (NCHL). This move aligns with the bank’s continued commitment to providing safe, seamless,
and customer-friendly digital experiences.
With the 3D Secure feature, Garima Bikas Bank’s debit and credit cardholders can now enjoy enhanced protection while shopping online. The system ensures an additional layer of security by requiring a One-Time Password (OTP), which is sent to the customer’s registered mobile number before completing any online transaction. This security feature helps mitigate fraud risks and boosts confidence in using cards for e-commerce payments.
Customers who wish to activate the e-commerce feature can easily do so by contacting any branch of Garima Bikas Bank. Once activated, they can shop online with ease, knowing their transactions are safeguarded by globally recognized authentication standards.
In addition to this, Garima Bikas Bank has introduced a convenient Equated Monthly Installment (EMI) facility for its credit cardholders, setting a new benchmark among development banks in Nepal. This “Buy Now, Pay Later” feature allows customers to convert larger purchases into manageable monthly installments, providing more financial flexibility without compromising spending power.
With these latest enhancements, Garima Bikas Bank reaffirms its focus on customer- centric innovation, aiming to make digital banking smarter, safer, and more accessible for every user.
