How Citizens Bank used its cooperation under SEDRA to strengthen the way it serves MSME businesses Nepal’s banks are no longer operating in the easy-growth environment of the previous decade. Loan growth has become more selective, asset quality is watched more closely, and customers have become less patient with slow, paper-heavy banking. For a bank …
My earlier article discussed the unwritten rules of corporate life. These are the quiet signals and behavioural patterns that are rarely explained when someone begins working, yet gradually become visible through experience. Understanding these patterns is only the beginning. The deeper learning begins when professionals start encountering them repeatedly in ordinary situations at work. Small …
Governance and Leadership Reform for Hydropower-Led Economic Transformation Hydropower Development and Structural Context Nepal’s hydropower development began with the 500 KW Pharping project during the Rana regime, which marked the country’s entry into modern energy. Subsequent projects such as the Trisuli (24 MW), Kulekhani I (60 MW), Kulekhani II (32 MW) and Marsyangdi (69 …
Taking Nepal Out of Another Monetary Hangover The dynamism of the financial market, currently a prominent topic of debate in Nepal due to excessive liquidity, reflects the broader macroeconomic situation. Volatility and apprehension within the money market, coupled with dwindling private sector confidence and recurring political instability, present concerning signals. If these are not addressed …
Speak without Fear #17 Where most speeches are won or lost I’ve seen it too many times to ignore. A speaker walks up confidently, adjusts the mic, looks at the audience and then something slips. Not dramatically. Not disastrously. Just slightly off. A rushed ‘good morning’, a glance at the slides, a few filler words, …
Should pivot the Second Phase of Economic Reforms The budget for the upcoming Fiscal Year 2026/27 should focus on economic reform. This is an opportune moment, as the first phase of economic reform in Nepal took place in the early 1990s but lasted only a few years. There has been a sore lack of ‘big …
Capital Account Convertibility & Exchange Rate Flexibility Read More »
#Jargon Inversion thinking is a powerful mental model and problem-solving technique, which entails approaching a situation by first figuring out how to guarantee failure or accomplish the opposite of your intended result. It promotes thinking backwards from what you want to avoid in order to reveal hidden risks and necessary preventative measures, as opposed to …
Why Work Culture Settles for Less Than Its Potential When I talk with most foreigners working in Nepal as country directors, heads of organisations, or heads of departments, and ask them how it is working with Nepalis, they answer in a few stages. Stage first. They tell me that Nepalis are very happy; always enjoying …
In today’s world, the words missile and receptor are often heard in the context of global conflicts, such as the tense standoff between the United States and Iran. Missiles symbolise speed, aggression, and visible impact, while receptors represent defence, stability, and the ability to absorb and respond wisely. This same metaphor can be applied to …
With the successful completion of the House of Representatives elections in March, the political deadlock following the Gen-Z movement has largely subsided. The fresh mandate has propelled a new political force not only to a majority but nearly to a two-thirds margin. This has certainly raised hopes that the formation of a stable government will …
Production & Investment in the new political context Read More »
