Gen Z’s Perspectives The broadband internet penetration and affordability of smartphones have caused behavioural changes in the usage of banking services. Spending, saving and transferring money are no longer tied to physical interaction. It is becoming increasingly invisible, happening in seconds, through mobile banking apps. There has been significant growth in the adoption of mobile …
The Himalaya Futures In November 2025, a colleague from Switzerland: once my fellow doctoral research reached out to me with a concern. His father, along with other Swiss travellers, was planning a visit to Nepal and wanted to know whether the timing was suitable given the social unrest of September 2025. I reassured him that …
What This Titan Flyer Teaches Us About Recruitment Today? At first glance, this old-style Titan recruitment flyer looks simple. It invites “Matric-pass boys” to come to the factory with their certificates and apply for a job. Whether this is an actual historical flyer or a recreation, it offers an interesting lesson on how recruitment and …
Nepal in 2030 As usual, with the formation of the Rastriya Swatantra Party government, the debate has re-emerged that Nepal must now move forward by restarting its economic transformation. Having navigated various political eras, Nepal has managed only marginal economic growth. It has utilised its resources, human capital, and potential at a slow pace without …
Speak without Fear #19 Knowing is different from helping others understand Every time I stand in front of a room full of participants, I remind myself of one simple truth: understanding something deeply is not the same as explaining it well. It took me years to appreciate the difference. Early in my career, I believed …
Engineering to a 7% Growth Curve For decades, Nepal’s monetary policy has been shackled by structural constraints: a rigid currency peg, volatile remittance-driven liquidity, and persistent fiscal dominance. The era of incrementalism must end; Nepal Rastra Bank must pivot boldly toward a pro-growth, developmental mandate to hit the 7% growth target. The Fiscal Year 2083/84 …
Nepal’s FY 2083/84 fiscal policy embeds sustainability within the architecture of a green public economy, advancing green taxation and clean hydro‑bio energy development, and elevating environmental stewardship into a defining pillar of structural sustained economic transformation. INTRODUCTION Nepal’s fiscal year 2083/84 budget marks a decisive turning point in the country’s political economy. With the RSP …
Most Nepalis do not need to be told that Indian goods are cheaper. It is not an economic observation, it is a lived experience. But occasionally, something happens that makes the depth of this structural dependence impossible to ignore. Take the recent domestic banana crisis. Nepal’s government restricted banana imports from India following the detection …
The current government, formed with a two-thirds majority following the major political turmoil that accompanied the Gen-Z movement last year, has introduced the budget for the Fiscal Year 2026/27. Numerous studies have pointed out that the lack of good governance in Nepal remains the primary obstacle to economic transformation. Notably, the youth-supported Gen-Z movement had …
How Citizens Bank used its cooperation under SEDRA to strengthen the way it serves MSME businesses Nepal’s banks are no longer operating in the easy-growth environment of the previous decade. Loan growth has become more selective, asset quality is watched more closely, and customers have become less patient with slow, paper-heavy banking. For a bank …
