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Fourth Quarter Reports of Commercial Banks – Diminishing Returns

Despite the increase in profits, the capacity of commercial banks to distribute substantial dividends has diminished due to a 26 percent drop in distributable profit. the HRM When the commercial banks released their third-quarter report in mid-April of this year, there was an anticipation that non-performing loans (NPLs) would experience further growth and that net …

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Consistent Revenue Growth is Achievable

Revenue is an important focus in any for-profit organization, or for professionals engaged in a profit making venture. Ludwig von Mises, the economist, once said, “The masses, in their capacity as consumers, ultimately determine everybody’s revenues and wealth.” Ludwig’s words are full of wisdom, in fact layers of wisdom captured in one line; anchored around …

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Challenges, Opportunities and Paradigm Shift in Sales

Sales patterns in the Nepali market are evolving as companies prioritize digitization and technology, transitioning fromstrategies for improved revenue and customer engagement. the HRM Over the past four years, Dabur Nepal has undergone a significant transformation by establishing its own sales database. The consumer goods company has recognized the crucial role of data in business …

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In this VUCA world, it is beneficial for organizations to have an agile workforce

With changing times, people management in Nepali organizations has become a topic of debate for harnessing an organizational culture conducive to business growth and productivity of employees. Organizations nowadays pay attention to proper HR functions and the need for having best practices in people management.  According to Dipesh Man Shrestha, an HR professional, there is …

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Restoring faith in policies becomes important to foster an environment conducive to economic growth

After the government brought the federal budget for the new fiscal year to the dismay of the private sector, all eyes are now on the central bank which is in the process of finalizing the monetary policy for FY 2023/24. Business community members are expecting policy relaxations that they stress have become vital to take …

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My first job helped me grow as a professional

In his professional career as a non-life insurance executive, Yugesh Bhakta Bade Shrestha has seen the Nepali insurance business going through big changes. According to him, the current times are very different from when he started his career some 28 years ago. Shrestha is the CEO of IGI Prudential Insurance Ltd which recently started transactions …

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Digitalization and social media have opened new avenues for brands to connect with consumers

Times are hard for the Nepali advertising industry. Business is down sharply as advertisers have slashed their marketing expenses. Sudip Thapa, Group Managing Director of ANS.CO says that digital platforms have been helping advertisers and marketers to some extent in the current difficult business climate.  Thapa, who is the First Vice President of the Advertising …

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Nepal Strives for Bigger Gains in Access to Formal Financial Services

The expansion of BFIs, SACCOS, and insurance companies have helped to increase Nepalis’ access to formal financial services the HRM N epal has made significant strides in advancing financial inclusion, with 90 percent of the country’s adults using formal channels for financial transactions. According to a joint report by the International Finance Corporation (IFC) and …

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