employment

‘Banks are not at fault for the increased interest rates’

With the Nepali economy going through turbulent times, banks are grappling with multiple challenges at present. For over the past year, the shortage of investment-grade liquidity, which has seemingly eased for now, has been the biggest difficulty leading to hikes in borrowing rates and ultimately a sharp slowdown in most kinds of economic activities across …

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Are MFIs loan sharks or necessary financial institutions?

Unscrupulous microfinance companies driven by profit are causing fear and distress in rural areas of Nepal, with victims being coerced into selling their properties or resorting to suicide. the HRM Dil Kumari Karki, a resident of Rautahat, found herself in a difficult financial situation when she took a loan from a local loan shark at …

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Private Equity & Venture Capital

Changing the Investment Landscape In the second week of January, the logistics services provider Upaya received funding of Rs 60 million from Nepal Infrastructures Investment Fund Limited (NIIF). NIFF is a capital venture jointly promoted by Global Equity Fund (GEF), Prime Life Insurance, and Himalayan Everest Insurance. On December 20, 2022, Japan International Cooperation Agency …

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Goals to the Rescue of Strategy Implementation

There is a lot in an organization that can follow a ‘design once and deploy several times’ approach. Right horizontal and vertical structure of goals is one such thing. Strategy building is an art. It takes capability, information, tools, analysis, decision making and finally the courage to commit yourself and the organization’s skin in the …

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“The issue of climate change has not been fully integrated into the country’s overall development policy”

For a country like Nepal, the global climate has emerged as one of the biggest threats. While the Himalayan nation’s contribution to the worldwide greenhouse gas emission is negligible, the country finds itself surrounded by a number of global warming-induced challenges. Saurav Dhakal is an entrepreneur and a climate activist whose focus has been on …

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The government needs to realize that SMEs are the backbone of the economy

Times are challenging for industrialists in Nepal. The economy is going through a recession, which is probably the deepest in living memory. The business sector is faced with a number of problems including persistently high borrowing rates, a shortage of loanable funds in the banking system and depressed market demand.  Umesh Lal Shrestha is an …

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Are You Thinking of Scaling Your Business

Business is a brutal game. It’s takes the strength of a wrestler, the conditioning of a cross-fit athlete, the speed of a sprinter and the stamina of a marathoner to play this game The financial capability and the revenue potential of a business are it’s strengths. The scalability of the business is it’s conditioning. The …

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